Hundreds of millions of people in Africa are inbanked today. FindCredit is a platform allowing people and small companies with no credit history at all to ask for a loan. Because at the end of the day, there is always data to be collected and analyzed.
Using our knowledge in Credit Risk Assesment
When it comes to assessment of creditworthiness of an applicant we can use our best knowledge and tools to evaluate credit risk and give immediate advise to consumers, educate them and finally distribute their credit requests to lenders while protecting them from loan-sharking such as unfair PDLs.
Coremetrix, our operation in United Kingdom, develops psychometric tests which have shown predictability in paying patterns. The psychometric profile of a person tells a lot about their exposure to risks, responsibility and other characteristics.