Gain Insights Into Your Customers’ Financial Health
Income and debt-to-income estimation for responsible lending. lending strategies and scoring models can be put in place by our consultants and scoring experts to further automate your lending processes. Such decision processes are used to derive recommended credit decisions along with optimal loans parameters.
get in touchHow can affordability assessment help your business?
- Gain a better understanding of your customers’ financial health
- Comply with regulations focused on indebtedness assessment
- Accurately segment and profile your clients by affordability and income
- Build automated decisioning processes assigning credit decision and limits to your applications
What does it do?
Creditinfo affordability solutions will help you understand your customer’s financial circumstances by providing you with income and debt-to-income (DTI) estimates. The report can be adjusted to provide additional indicators combining income and debt ratio estimates with credit bureau data. Accurate assessments of your customer’s creditworthiness and affordability will help you make quick, confident, and responsible decisions, mutually benefiting you and your customers in the long term.
Main Benefits
Increased Processing Efficiency
Gather information and compute complex indicators seamlessly during the application process combining your information with credit bureau reports.
Increase Transparency
Automated strategies will provide higher clarity concerning the factors leading to your credit decision.
Prospective Clients
Minimize risk and maximize revenues by identifying right offer for prospective clients.
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